Personal Insurance

We at Rico, Pfitzer, Pires take the time to learn your personal needs and identify your risks. We are an independent insurance agency dedicated to finding you the comprehensive insurance coverage you need.

Whether you need to protect your car and home, want insurance for the possessions in your apartment, or need a general umbrella policy for peace of mind, our agents will provide you with outstanding service and the policies you need. We pride ourselves on finding affordable personal insurance policies that protect your most important assets.

If you don’t have personal insurance, or feel that you aren’t getting the protection you deserve, contact Rico, Pfitzer, Pires and Associates or give us a call at 800-399-7473. Our goal is to protect our clients against life’s unexpected twists and turns.


  • Home
  • Auto
  • Condo
  • Renters Coverage
  • Rental Property Coverage
  • Earthquake
  • Personal Umbrella
  • Flood
  • Motorcycle
  • Off Road Vehicle
  • Classic Car Coverage
  • California Fair Plan for hard to insure homes/property
Carol Daum

Carol Daum

Personal Lines Advisor / Department Supervisor

Mindy Carlucci

Mindy Carlucci

Personal Lines Advisor

Annel Gonzalez

Annel Gonzalez

Personal Lines Advisor

Mission Statement

The fundamentals of our business are simple and timeless; to provide the most complete, comprehensive and competitive insurance products at the highest level of customer service to each and every one of our customers.

Call us Today!

(800) 399-7473
(209) 854-2000

(209) 854-2520

Our Locations

Rico, Pfitzer, Pires & Associates Insurance Agency, Inc.
208 5th Street
Gustine, CA 95322
Lic. #0499798


Benefits Division of
Rico, Pfitzer, Pires & Associates Insurance Agency, Inc.
207 5th Street
Gustine, CA 95322
Lic. #0L81506